Owner-occupied commercial property finance

Helping an established business buy its own premises

After years of searching, a long-standing BYRONS client secured its own business premises with finance arranged through ANZ.

John Kim, Principal Lending Adviser. Published 7 October 2026.

The lending barrier

An established business, operating since 1958 and distributing products in Australia and internationally, had spent years searching for suitable premises. Once the right property was found, the next step was arranging finance for the business to purchase its own headquarters.

How we approached it

BYRONS Lending arranged the commercial property finance through ANZ. The lending work supported a property decision within a long-standing BYRONS advisory relationship, with the premises serving the client’s own business operations.

The outcome

The business purchased its own premises after a prolonged search, establishing its long-term business home.

What this means for borrowers

Buying premises brings the property purchase and the operating business into the same financing decision. For business owners considering a similar move, the starting point is a review of available funds, proposed ownership, business financial information and the loan commitments the business can support.

Questions about this case

Which lender financed this commercial property purchase?

BYRONS Lending arranged the finance through ANZ for the established business to buy its own premises.

Was this an investment property or the business’s own premises?

The premises were purchased as the business’s own headquarters. This case concerns owner-occupied commercial property finance.

One client’s experience does not guarantee a similar result. Eligibility, documentation, pricing and terms depend on the lender and the individual application.

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